Try our
Lite Plan
for only $29 a month
Free Trial
Search
Features
Pricing
Customers
Contact
Log In
FREE Trial
Home
Search
Features
Pricing
Customers
About Us
Contact
Log In
Swift St Orland CA Property Records
Residential Property Data Records on
Swift St, Orland, CA
We found
56
addresses on Swift St, Orland, CA.
14 E Swift St
Orland, CA 95963
Estimated Value
$368,000
Living Area
1,658 SqFt
Beds
3
Baths
2
Year Built
1959
Property Type
Single Family
Ownership Type
Individual
Apn
041-071-003-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
15 E Swift St
Orland, CA 95963
Estimated Value
$320,000
Living Area
1,280 SqFt
Beds
3
Baths
1
Year Built
1960
Property Type
Single Family
Ownership Type
Corporate
Apn
041-032-029-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
20 Swift St
Orland, CA 95963
Estimated Value
$260,000
Living Area
884 SqFt
Beds
2
Baths
1
Year Built
1959
Property Type
Apt House 5+ Units
Ownership Type
Related
Apn
040-126-005-000
Subdivision
Orland
School District
Orland Joint Unified School District
21 E Swift St
Orland, CA 95963
Estimated Value
$197,000
Living Area
650 SqFt
Beds
2
Baths
1
Year Built
1932
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-030-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
21 Swift St
Orland, CA 95963
Estimated Value
$257,000
Living Area
1,122 SqFt
Beds
3
Baths
1
Year Built
1954
Property Type
Apt House 5+ Units
Ownership Type
Individual
Apn
040-163-001-000
Subdivision
N/A
School District
Orland Joint Unified School District
22 E Swift St
Orland, CA 95963
Estimated Value
$309,000
Living Area
1,342 SqFt
Beds
5
Baths
1
Year Built
1959
Property Type
Apt House 5+ Units
Ownership Type
Corporate
Apn
041-071-004-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
27 E Swift St
Orland, CA 95963
Estimated Value
$326,000
Living Area
1,258 SqFt
Beds
3
Baths
1
Year Built
1942
Property Type
Single Family
Ownership Type
Related
Apn
041-032-031-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
33 E Swift St
Orland, CA 95963
Estimated Value
$297,000
Living Area
1,152 SqFt
Beds
3
Baths
1
Year Built
1951
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-032-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
39 E Swift St
Orland, CA 95963
Estimated Value
$324,000
Living Area
1,228 SqFt
Beds
2
Baths
1
Year Built
1947
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-033-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
51 E Swift St
Orland, CA 95963
Estimated Value
$292,000
Living Area
1,168 SqFt
Beds
2
Baths
1
Year Built
1948
Property Type
Single Family
Ownership Type
Related
Apn
041-032-034-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
54 Swift St
Orland, CA 95963
Estimated Value
N/A
Living Area
2,330 SqFt
Beds
5
Baths
3
Year Built
1961
Property Type
Religious/Church/Worship
Ownership Type
Corporate
Apn
040-125-010-000
Subdivision
N/A
School District
Orland Joint Unified School District
57 E Swift St
Orland, CA 95963
Estimated Value
$332,000
Living Area
1,420 SqFt
Beds
3
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-035-000
Subdivision
Papst Add/Orland
School District
Orland Joint Unified School District
57 Swift St
Orland, CA 95963
Estimated Value
N/A
Living Area
1,232 SqFt
Beds
3
Baths
1
Year Built
1925
Property Type
Religious/Church/Worship
Ownership Type
Corporate
Apn
040-162-008-000
Subdivision
N/A
School District
Orland Joint Unified School District
63 E Swift St
Orland, CA 95963
Estimated Value
$195,000
Living Area
696 SqFt
Beds
2
Baths
1
Year Built
1950
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-036-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
69 E Swift St
Orland, CA 95963
Estimated Value
$258,000
Living Area
858 SqFt
Beds
2
Baths
1
Year Built
1951
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-037-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
101 E Swift St
Orland, CA 95963
Estimated Value
$296,000
Living Area
1,368 SqFt
Beds
2
Baths
1
Year Built
1950
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-038-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
104 E Swift St
Orland, CA 95963
Estimated Value
N/A
Living Area
9,856 SqFt
Beds
N/A
Baths
N/A
Year Built
1987
Property Type
Apt House 5+ Units
Ownership Type
Corporate
Apn
041-071-013-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
107 E Swift St
Orland, CA 95963
Estimated Value
$291,000
Living Area
1,030 SqFt
Beds
3
Baths
1
Year Built
1952
Property Type
Single Family
Ownership Type
Corporate
Apn
041-032-039-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
113 E Swift St
Orland, CA 95963
Estimated Value
$300,000
Living Area
1,129 SqFt
Beds
2
Baths
1
Year Built
1948
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-040-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
116 E Swift St
Orland, CA 95963
Estimated Value
$287,000
Living Area
1,148 SqFt
Beds
3
Baths
1
Year Built
1957
Property Type
Single Family
Ownership Type
Corporate
Apn
041-071-037-000
Subdivision
Papsts Addition To The Town Of Orland
School District
Orland Joint Unified School District
119 E Swift St
Orland, CA 95963
Estimated Value
$290,000
Living Area
984 SqFt
Beds
2
Baths
1
Year Built
1950
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-041-000
Subdivision
N/A
School District
Orland Joint Unified School District
122 E Swift St
Orland, CA 95963
Estimated Value
$361,000
Living Area
3,100 SqFt
Beds
8
Baths
4
Year Built
1980
Property Type
Quadruplex 4 Units
Ownership Type
Corporate
Apn
041-071-036-000
Subdivision
N/A
School District
Orland Joint Unified School District
127 E Swift St
Orland, CA 95963
Estimated Value
$322,000
Living Area
636 SqFt
Beds
1
Baths
1
Year Built
1947
Property Type
Apt House 5+ Units
Ownership Type
Individual
Apn
041-032-042-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
130 E Swift St
Orland, CA 95963
Estimated Value
$282,000
Living Area
900 SqFt
Beds
2
Baths
1
Year Built
1930
Property Type
Single Family
Ownership Type
Corporate
Apn
041-071-047-000
Subdivision
N/A
School District
Orland Joint Unified School District
132 E Swift St
Orland, CA 95963
Estimated Value
$328,000
Living Area
1,428 SqFt
Beds
2
Baths
1
Year Built
1950
Property Type
Single Family
Ownership Type
Corporate
Apn
041-071-045-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
141 E Swift St
Orland, CA 95963
Estimated Value
$388,000
Living Area
1,518 SqFt
Beds
3
Baths
2
Year Built
2007
Property Type
Single Family
Ownership Type
Corporate
Apn
041-032-050-000
Subdivision
N/A
School District
Orland Joint Unified School District
142 E Swift St
Orland, CA 95963
Estimated Value
$364,000
Living Area
1,619 SqFt
Beds
3
Baths
2
Year Built
1992
Property Type
Single Family
Ownership Type
Individual
Apn
041-071-040-000
Subdivision
N/A
School District
Orland Joint Unified School District
144 E Swift St
Orland, CA 95963
Estimated Value
$336,000
Living Area
1,295 SqFt
Beds
3
Baths
2
Year Built
1991
Property Type
Single Family
Ownership Type
Individual
Apn
041-071-041-000
Subdivision
Orland
School District
Orland Joint Unified School District
145 E Swift St
Orland, CA 95963
Estimated Value
$425,000
Living Area
1,626 SqFt
Beds
3
Baths
2
Year Built
2005
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-051-000
Subdivision
N/A
School District
Orland Joint Unified School District
152 E Swift St
Orland, CA 95963
Estimated Value
$351,000
Living Area
1,424 SqFt
Beds
3
Baths
2
Year Built
1961
Property Type
Single Family
Ownership Type
Trust
Apn
041-071-021-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
162 E Swift St
Orland, CA 95963
Estimated Value
$251,000
Living Area
692 SqFt
Beds
2
Baths
1
Year Built
1947
Property Type
Single Family
Ownership Type
Individual
Apn
041-071-044-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
163 E Swift St
Orland, CA 95963
Estimated Value
$340,000
Living Area
1,708 SqFt
Beds
3
Baths
1
Year Built
1940
Property Type
Single Family
Ownership Type
Trust
Apn
041-032-052-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
166 E Swift St
Orland, CA 95963
Estimated Value
$266,000
Living Area
816 SqFt
Beds
2
Baths
1
Year Built
1963
Property Type
Single Family
Ownership Type
Corporate
Apn
041-071-025-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
203 E Swift St
Orland, CA 95963
Estimated Value
$297,000
Living Area
960 SqFt
Beds
2
Baths
1
Year Built
1924
Property Type
Single Family
Ownership Type
Individual
Apn
041-081-027-000
Subdivision
N/A
School District
Orland Joint Unified School District
218 E Swift St
Orland, CA 95963
Estimated Value
$325,000
Living Area
1,800 SqFt
Beds
3
Baths
2
Year Built
1932
Property Type
Single Family
Ownership Type
Related
Apn
041-082-006-000
Subdivision
Papsts Addition
School District
Orland Joint Unified School District
221 E Swift St
Orland, CA 95963
Estimated Value
$375,000
Living Area
1,744 SqFt
Beds
3
Baths
2
Year Built
1966
Property Type
Single Family
Ownership Type
Multiple
Apn
041-081-004-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
225 E Swift St
Orland, CA 95963
Estimated Value
$380,000
Living Area
1,440 SqFt
Beds
3
Baths
2
Year Built
1966
Property Type
Single Family
Ownership Type
Individual
Apn
041-081-006-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
227 Swift St
Orland, CA 95963
Estimated Value
N/A
Living Area
1,962 SqFt
Beds
N/A
Baths
2
Year Built
1964
Property Type
Commercial Office
Ownership Type
Corporate
Apn
040-154-001-000
Subdivision
Orland
School District
Orland Joint Unified School District
229 E Swift St
Orland, CA 95963
Estimated Value
$370,000
Living Area
1,210 SqFt
Beds
3
Baths
2
Year Built
1961
Property Type
Single Family
Ownership Type
Related
Apn
041-081-008-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
233 E Swift St
Orland, CA 95963
Estimated Value
$385,000
Living Area
1,238 SqFt
Beds
3
Baths
2
Year Built
1961
Property Type
Single Family
Ownership Type
Individual
Apn
041-081-010-000
Subdivision
N/A
School District
Orland Joint Unified School District
237 E Swift St
Orland, CA 95963
Estimated Value
$297,000
Living Area
998 SqFt
Beds
2
Baths
1
Year Built
1956
Property Type
Single Family
Ownership Type
Corporate
Apn
041-081-012-000
Subdivision
N/A
School District
Orland Joint Unified School District
240 E Swift St
Orland, CA 95963
Estimated Value
$345,000
Living Area
1,448 SqFt
Beds
3
Baths
2
Year Built
1954
Property Type
Single Family
Ownership Type
Individual
Apn
041-082-009-000
Subdivision
N/A
School District
Orland Joint Unified School District
243 E Swift St
Orland, CA 95963
Estimated Value
$310,000
Living Area
1,005 SqFt
Beds
2
Baths
1
Year Built
1937
Property Type
Single Family
Ownership Type
Related
Apn
041-081-018-000
Subdivision
Lemon Home Colony & Malton
School District
Orland Joint Unified School District
244 E Swift St
Orland, CA 95963
Estimated Value
$353,000
Living Area
1,347 SqFt
Beds
3
Baths
2
Year Built
1957
Property Type
Single Family
Ownership Type
Individual
Apn
041-082-011-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
245 E Swift St
Orland, CA 95963
Estimated Value
$404,000
Living Area
1,531 SqFt
Beds
3
Baths
2
Year Built
1979
Property Type
Single Family
Ownership Type
Related
Apn
041-081-019-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
248 E Swift St
Orland, CA 95963
Estimated Value
$278,000
Living Area
1,080 SqFt
Beds
2
Baths
1
Year Built
1955
Property Type
Single Family
Ownership Type
Corporate
Apn
041-082-022-000
Subdivision
Hicks Addition
School District
Orland Joint Unified School District
249 E Swift St
Orland, CA 95963
Estimated Value
$228,000
Living Area
684 SqFt
Beds
2
Baths
1
Year Built
1930
Property Type
Single Family
Ownership Type
Individual
Apn
041-081-015-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
257 E Swift St
Orland, CA 95963
Estimated Value
$408,000
Living Area
1,652 SqFt
Beds
3
Baths
2
Year Built
2005
Property Type
Single Family
Ownership Type
Individual
Apn
041-081-025-000
Subdivision
Certain Maps & Survs
School District
Orland Joint Unified School District
312 Swift St
Orland, CA 95963
Estimated Value
$262,000
Living Area
1,192 SqFt
Beds
2
Baths
1
Year Built
1928
Property Type
Apt House 5+ Units
Ownership Type
Corporate
Apn
040-117-007-000
Subdivision
Orland
School District
Orland Joint Unified School District
326 Swift St
Orland, CA 95963
Estimated Value
N/A
Living Area
1,728 SqFt
Beds
5
Baths
3
Year Built
1961
Property Type
Commercial Office
Ownership Type
Individual
Apn
040-117-003-000
Subdivision
Town Orland
School District
Orland Joint Unified School District
413 Swift St
Orland, CA 95963
Estimated Value
N/A
Living Area
1,368 SqFt
Beds
3
Baths
1
Year Built
1910
Property Type
Medical Bldg
Ownership Type
Corporate
Apn
040-152-005-000
Subdivision
N/A
School District
Orland Joint Unified School District
707 Swift St
Orland, CA 95963
Estimated Value
$312,000
Living Area
462 SqFt
Beds
1
Baths
1
Year Built
1932
Property Type
Apt House 5+ Units
Ownership Type
Individual
Apn
040-145-003-000
Subdivision
Orland
School District
Orland Joint Unified School District
717 Swift St
Orland, CA 95963
Estimated Value
$269,000
Living Area
856 SqFt
Beds
1
Baths
1
Year Built
1936
Property Type
Single Family
Ownership Type
Corporate
Apn
040-145-002-000
Subdivision
Orland
School District
Orland Joint Unified School District
717 Swift St
Orland, CA 95963
Estimated Value
$275,000
Living Area
N/A
Beds
N/A
Baths
N/A
Year Built
N/A
Property Type
Recreational Vacant Land
Ownership Type
Corporate
Apn
040-145-010-000
Subdivision
Orland
School District
Orland Joint Unified School District
720 Swift St
Orland, CA 95963
Estimated Value
N/A
Living Area
N/A
Beds
N/A
Baths
N/A
Year Built
N/A
Property Type
Industrial Vacant Land
Ownership Type
Corporate
Apn
040-142-003-000
Subdivision
Orland
School District
Orland Joint Unified School District
722 Swift St
Orland, CA 95963
Estimated Value
$248,000
Living Area
616 SqFt
Beds
2
Baths
1
Year Built
1947
Property Type
Single Family
Ownership Type
Individual
Apn
040-142-002-000
Subdivision
Orland
School District
Orland Joint Unified School District
7 Day FREE Trial Gives You Complete Data Access
Property Lookup
Retrieve an in-depth view of a property’s characteristics and situational data.
Owner Lookup
Lookup by name or number to view all properties historically linked to an individual.
Property Search
Search for a list of properties based on location and 130+ criteria filters.
Owner Contact Information
Access phone numbers and email addresses associated with property owners, relatives and associates.
Property Comps
Pull a list of property comparables using multi-sourced data and stackable filters.
Market Trends
View a variety of up-to-date market trends and statistics by location.
Get Started Today
Investment Properties near on
Swift St, Orland, CA
27 E Central St
Orland, CA 95963
Estimated Value
$365,000
Living Area
1,440 SqFt
Beds
3
Baths
2
Year Built
1972
Property Type
Single Family
Ownership Type
Individual
Apn
041-181-020-000
Subdivision
Hicks Add
School District
Orland Joint Unified School District
1013 Papst Ave
Orland, CA 95963
Estimated Value
$424,000
Living Area
1,824 SqFt
Beds
4
Baths
2
Year Built
2021
Property Type
Single Family
Ownership Type
Multiple
Apn
041-200-014-000
Subdivision
Alfalfa Park
School District
Orland Joint Unified School District
136 E Tehama St
Orland, CA 95963
Estimated Value
$282,000
Living Area
784 SqFt
Beds
1
Baths
1
Year Built
1947
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-022-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
29 E Mill St
Orland, CA 95963
Estimated Value
$528,000
Living Area
3,248 SqFt
Beds
4
Baths
4.5
Year Built
1920
Property Type
Single Family
Ownership Type
Related
Apn
041-111-029-000
Subdivision
Papsts Add/Orland
School District
Orland Joint Unified School District
1209 Walters St
Orland, CA 95963
Estimated Value
$325,000
Living Area
1,341 SqFt
Beds
2
Baths
1
Year Built
1952
Property Type
Single Family
Ownership Type
Related
Apn
041-222-003-000
Subdivision
Walters Add/Orland
School District
Orland Joint Unified School District
45 E Shasta St
Orland, CA 95963
Estimated Value
$397,000
Living Area
2,030 SqFt
Beds
3
Baths
2
Year Built
1982
Property Type
Single Family
Ownership Type
Individual
Apn
041-012-019-000
Subdivision
Mellane Estates
School District
Orland Joint Unified School District
49 E Central St
Orland, CA 95963
Estimated Value
$339,000
Living Area
1,361 SqFt
Beds
2
Baths
3
Year Built
1983
Property Type
Single Family
Ownership Type
Related
Apn
041-181-023-000
Subdivision
1-30, Parcel Map
School District
Orland Joint Unified School District
225 East St
Orland, CA 95963
Estimated Value
$289,000
Living Area
1,006 SqFt
Beds
3
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Individual
Apn
041-011-003-000
Subdivision
N/A
School District
Orland Joint Unified School District
4746 Co Rd E
Orland, CA 95963
Estimated Value
$367,000
Living Area
1,591 SqFt
Beds
2
Baths
1
Year Built
1918
Property Type
Single Family
Ownership Type
Individual
Apn
044-210-038-000
Subdivision
N/A
School District
Orland Joint Unified School District
4294 Co Rd N
Orland, CA 95963
Estimated Value
$530,000
Living Area
1,931 SqFt
Beds
3
Baths
2
Year Built
1990
Property Type
Single Family
Ownership Type
Related
Apn
046-300-023-000
Subdivision
Orangewood
School District
Orland Joint Unified School District
605 A St
Orland, CA 95963
Estimated Value
$231,000
Living Area
680 SqFt
Beds
2
Baths
1
Year Built
1929
Property Type
Apt House 5+ Units
Ownership Type
Multiple
Apn
040-163-002-000
Subdivision
Town Orland
School District
Orland Joint Unified School District
523 East St
Orland, CA 95963
Estimated Value
$412,000
Living Area
2,066 SqFt
Beds
4
Baths
3
Year Built
1959
Property Type
Single Family
Ownership Type
Individual
Apn
041-032-004-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
105 Rennat Way
Orland, CA 95963
Estimated Value
$389,000
Living Area
1,552 SqFt
Beds
3
Baths
2
Year Built
1987
Property Type
Single Family
Ownership Type
Multiple
Apn
040-013-003-000
Subdivision
Monterey Manor, No 2
School District
Orland Joint Unified School District
4668 Co Rd E
Orland, CA 95963
Estimated Value
$472,000
Living Area
1,706 SqFt
Beds
3
Baths
2
Year Built
2000
Property Type
Manufactured Homes
Ownership Type
Related
Apn
044-270-029-000
Subdivision
N/A
School District
Orland Joint Unified School District
107 E Shasta St
Orland, CA 95963
Estimated Value
$281,000
Living Area
832 SqFt
Beds
2
Baths
1
Year Built
1947
Property Type
Single Family
Ownership Type
Individual
Apn
041-013-010-000
Subdivision
N/A
School District
Orland Joint Unified School District
69 E Mill St
Orland, CA 95963
Estimated Value
$288,000
Living Area
1,262 SqFt
Beds
3
Baths
1
Year Built
1952
Property Type
Single Family
Ownership Type
Corporate
Apn
041-111-034-000
Subdivision
Papsts Add
School District
Orland Joint Unified School District
Streets Near
Swift St, Orland, CA
Street
Properties
Avg. Beds
Avg. Baths
Avg. Property Value
Avg. Property Size
Last Sale Date
8th St
71
3
2
$341,000
1,515 Sq.Ft.
6/18/2024
Colusa St
73
3
2
$312,721
1,876 Sq.Ft.
12/10/2024
Co Rd
143
3
2
$599,206
1,813 Sq.Ft.
5/16/2024
County Road 15
84
3
2
$475,064
1,955 Sq.Ft.
3/22/2024
County Road 16
85
3
2
$303,295
1,365 Sq.Ft.
11/1/2024
County Road 20
107
3
2
$513,206
1,660 Sq.Ft.
3/3/2025
County Road M
92
3
2
$540,531
1,690 Sq.Ft.
10/29/2024
East St
96
3
2
$306,649
1,414 Sq.Ft.
7/18/2024
Walker St
113
3
2
$319,778
3,861 Sq.Ft.
3/31/2025
Yolo St
88
3
2
$328,884
1,478 Sq.Ft.
1/15/2025
Additional Questions?
Looking for off-market properties in Orland, CA?
Traditional methods include networking with contractors, scouting neighborhoods ("driving for dollars"), or purchasing leads from wholesalers can be tedious. PropertyReach streamlines this process with predictive analytics and neighborhood benchmarks, using Orland, CA property records and MLS failed listings to refine your search. Effortlessly compare properties, access owner contact details, and secure the best off-market deals at the right price.
What is the median home value in Orland, CA?
The median home value in Orland, CA is $364,000, with an average home value of $378,517. The average price per square foot for homes in the area is $244.07.
How Can I Find Pre-foreclosures or Distressed Properties in Orland, CA?
Foreclosures and distressed properties in Orland, CA can be found through public records, foreclosure notices, and auction announcements from the county clerk or sheriff’s office. PropertyReach streamlines this by aggregating public and MLS data, making it easier to identify distressed properties and connect with owners directly.
Try PropertyReach for FREE