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Roger Ln 41042 KY Property Records
Residential Property Data Records on
Roger Ln, 41042, KY
We found
58
addresses on Roger Ln, 41042, KY.
1 Roger Ln
Florence, KY 41042
Estimated Value
$239,000
Living Area
1,290 SqFt
Beds
2
Baths
1
Year Built
1953
Property Type
Single Family
Ownership Type
Individual
APN
061.27-24-012.00
Subdivision
Orchard Acres
School District
Boone County School District
2 Roger Ln
Florence, KY 41042
Estimated Value
$112,000
Living Area
868 SqFt
Beds
3
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Individual
APN
061.28-24-012.00
Subdivision
Orchard Acres
School District
Boone County School District
5 Roger Ln
Florence, KY 41042
Estimated Value
$254,000
Living Area
1,217 SqFt
Beds
3
Baths
2
Year Built
1955
Property Type
Single Family
Ownership Type
Individual
APN
061.27-24-013.00
Subdivision
Orchard Acres
School District
Boone County School District
6 Roger Ln
Florence, KY 41042
Estimated Value
$259,000
Living Area
1,260 SqFt
Beds
2
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Individual
APN
061.28-24-011.00
Subdivision
Orchard Acres
School District
Boone County School District
7 Roger Ln
Florence, KY 41042
Estimated Value
$226,000
Living Area
1,064 SqFt
Beds
3
Baths
1.5
Year Built
1960
Property Type
Single Family
Ownership Type
Individual
APN
061.27-24-014.00
Subdivision
Orchard Acres
School District
Boone County School District
10 Roger Ln
Florence, KY 41042
Estimated Value
$231,000
Living Area
988 SqFt
Beds
3
Baths
1.5
Year Built
1958
Property Type
Single Family
Ownership Type
Individual
APN
061.28-24-010.00
Subdivision
Orchard Acres
School District
Boone County School District
12 Roger Ln
Florence, KY 41042
Estimated Value
$209,000
Living Area
1,040 SqFt
Beds
3
Baths
1
Year Built
1963
Property Type
Single Family
Ownership Type
Corporate
APN
061.28-24-009.00
Subdivision
Orchard Acres
School District
Boone County School District
14 Roger Ln
Florence, KY 41042
Estimated Value
$249,000
Living Area
2,096 SqFt
Beds
3
Baths
2.5
Year Built
2009
Property Type
Single Family
Ownership Type
Multiple
APN
061.28-24-008.00
Subdivision
Orchard Acres
School District
Boone County School District
16 Roger Ln
Florence, KY 41042
Estimated Value
$241,000
Living Area
1,320 SqFt
Beds
2
Baths
1
Year Built
1956
Property Type
Single Family
Ownership Type
Individual
APN
061.28-24-008.02
Subdivision
Orchard Acres
School District
Boone County School District
16 Roger Ln
Florence, KY 41042
Estimated Value
$243,000
Lot SqFt.
500
Beds
N/A
Baths
N/A
Year Built
N/A
Property Type
Single Family
Ownership Type
Individual
APN
061.28-24-008.03
Subdivision
Orchard Acres
School District
Boone County School District
18 Roger Ln
Florence, KY 41042
Estimated Value
$257,000
Living Area
1,801 SqFt
Beds
3
Baths
2
Year Built
1960
Property Type
Single Family
Ownership Type
Individual
APN
061.28-24-008.01
Subdivision
Orchard Acres
School District
Boone County School District
19 Roger Ln
Florence, KY 41042
Estimated Value
$315,000
Living Area
3,192 SqFt
Beds
1
Baths
1
Year Built
1964
Property Type
Apt House 5+ Units
Ownership Type
Corporate
APN
061.26-24-024.00
Subdivision
Orchard Acres
School District
Boone County School District
21 Roger Ln
Florence, KY 41042
Estimated Value
$244,000
Living Area
1,632 SqFt
Beds
4
Baths
2
Year Built
1979
Property Type
Single Family
Ownership Type
Individual
APN
061.26-24-001.01
Municipality
FLORENCE
School District
Boone County School District
22 Roger Ln
Florence, KY 41042
Estimated Value
$223,000
Living Area
1,044 SqFt
Beds
3
Baths
1
Year Built
1956
Property Type
Single Family
Ownership Type
Individual
APN
061.28-24-007.00
Subdivision
Fairfield
School District
Boone County School District
99 Roger Ln
Florence, KY 41042
Estimated Value
$243,000
Living Area
1,368 SqFt
Beds
3
Baths
1.5
Year Built
1963
Property Type
Single Family
Ownership Type
Individual
APN
061.16-24-015.00
Subdivision
Fairfield
School District
Boone County School District
101 Roger Ln
Florence, KY 41042
Estimated Value
$177,000
Living Area
1,014 SqFt
Beds
3
Baths
1.5
Year Built
1957
Property Type
Single Family
Ownership Type
Individual
APN
061.16-24-016.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
102 Roger Ln
Florence, KY 41042
Estimated Value
$211,000
Living Area
1,676 SqFt
Beds
3
Baths
2.5
Year Built
1950
Property Type
Single Family
Ownership Type
Multiple
APN
061.17-24-006.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
103 Roger Ln
Florence, KY 41042
Estimated Value
$177,000
Living Area
988 SqFt
Beds
3
Baths
1
Year Built
1957
Property Type
Single Family
Ownership Type
Individual
APN
061.16-24-017.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
104 Roger Ln
Florence, KY 41042
Estimated Value
$185,000
Living Area
1,498 SqFt
Beds
3
Baths
1.5
Year Built
1982
Property Type
Single Family
Ownership Type
Related
APN
061.17-24-006.01
Subdivision
Fairfield 1st Add
School District
Boone County School District
105 Roger Ln
Florence, KY 41042
Estimated Value
$252,000
Living Area
1,504 SqFt
Beds
3
Baths
2
Year Built
1957
Property Type
Single Family
Ownership Type
Related
APN
061.16-24-018.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
106 Roger Ln
Florence, KY 41042
Estimated Value
$189,000
Living Area
1,061 SqFt
Beds
3
Baths
2
Year Built
2009
Property Type
Single Family
Ownership Type
Related
APN
061.17-24-005.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
108 Roger Ln
Florence, KY 41042
Estimated Value
$195,000
Living Area
832 SqFt
Beds
2
Baths
1
Year Built
2006
Property Type
Single Family
Ownership Type
Corporate
APN
061.17-24-005.02
Subdivision
Fairfield 1st Add
School District
Boone County School District
110 Roger Ln
Florence, KY 41042
Estimated Value
$235,000
Living Area
1,214 SqFt
Beds
3
Baths
2
Year Built
1960
Property Type
Single Family
Ownership Type
Individual
APN
061.17-24-005.01
Subdivision
Fairfield Sub
School District
Boone County School District
113 Roger Ln
Florence, KY 41042
Estimated Value
$243,000
Living Area
1,054 SqFt
Beds
3
Baths
2.5
Year Built
1990
Property Type
Single Family
Ownership Type
Corporate
APN
061.15-24-006.00
Subdivision
Fairfield Sub
School District
Boone County School District
114 Roger Ln
Florence, KY 41042
Estimated Value
$231,000
Living Area
1,858 SqFt
Beds
4
Baths
1.5
Year Built
1960
Property Type
Single Family
Ownership Type
Related
APN
061.17-24-004.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
115 Roger Ln
Florence, KY 41042
Estimated Value
$207,000
Living Area
947 SqFt
Beds
2
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Related
APN
061.15-24-006.01
Subdivision
Fairfield 1st Add
School District
Boone County School District
116 Roger Ln
Florence, KY 41042
Estimated Value
$235,000
Living Area
1,014 SqFt
Beds
3
Baths
2
Year Built
1960
Property Type
Single Family
Ownership Type
Multiple
APN
061.17-24-003.00
Subdivision
Fairfield Sub
School District
Boone County School District
117 Roger Ln
Florence, KY 41042
Estimated Value
$209,000
Living Area
1,225 SqFt
Beds
4
Baths
1
Year Built
1955
Property Type
Single Family
Ownership Type
Individual
APN
061.15-24-007.00
Subdivision
Airfield Add
School District
Boone County School District
118 Roger Ln
Florence, KY 41042
Estimated Value
$235,000
Living Area
1,596 SqFt
Beds
4
Baths
2
Year Built
1960
Property Type
Single Family
Ownership Type
Individual
APN
061.17-24-002.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
119 Roger Ln
Florence, KY 41042
Estimated Value
$230,000
Living Area
1,380 SqFt
Beds
4
Baths
2
Year Built
1953
Property Type
Single Family
Ownership Type
Related
APN
061.15-24-008.00
Subdivision
Airfield Add
School District
Boone County School District
121 Roger Ln
Florence, KY 41042
Estimated Value
$204,000
Living Area
894 SqFt
Beds
2
Baths
1
Year Built
1953
Property Type
Single Family
Ownership Type
Individual
APN
061.15-24-009.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
122 Roger Ln
Florence, KY 41042
Estimated Value
$220,000
Living Area
1,277 SqFt
Beds
2
Baths
1.5
Year Built
1963
Property Type
Single Family
Ownership Type
Individual
APN
061.17-24-001.00
Municipality
FLORENCE
School District
Boone County School District
123 Roger Ln
Florence, KY 41042
Estimated Value
$213,000
Living Area
991 SqFt
Beds
2
Baths
1.5
Year Built
1950
Property Type
Single Family
Ownership Type
Related
APN
061.09-24-013.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
125 Roger Ln
Florence, KY 41042
Estimated Value
$248,000
Living Area
2,368 SqFt
Beds
4
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Trust
APN
061.09-24-014.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
126 Roger Ln
Florence, KY 41042
Estimated Value
$181,000
Living Area
1,088 SqFt
Beds
2
Baths
1.5
Year Built
1952
Property Type
Single Family
Ownership Type
Multiple
APN
061.10-24-013.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
128 Roger Ln
Florence, KY 41042
Estimated Value
$184,000
Living Area
1,806 SqFt
Beds
3
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Individual
APN
061.10-24-012.00
Subdivision
Airfield Add
School District
Boone County School District
129 Roger Ln
Florence, KY 41042
Estimated Value
$230,000
Living Area
1,040 SqFt
Beds
3
Baths
2
Year Built
1955
Property Type
Single Family
Ownership Type
Individual
APN
061.09-24-015.00
Subdivision
Fairfield Sub
School District
Boone County School District
130 Roger Ln
Florence, KY 41042
Estimated Value
$225,000
Living Area
1,280 SqFt
Beds
3
Baths
1
Year Built
1958
Property Type
Single Family
Ownership Type
Related
APN
061.10-24-011.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
131 Roger Ln
Florence, KY 41042
Estimated Value
$237,000
Living Area
1,326 SqFt
Beds
3
Baths
2
Year Built
1953
Property Type
Single Family
Ownership Type
Multiple
APN
061.09-24-016.00
Subdivision
Fairfield
School District
Boone County School District
132 Roger Ln
Florence, KY 41042
Estimated Value
$228,000
Living Area
1,890 SqFt
Beds
4
Baths
1
Year Built
1958
Property Type
Single Family
Ownership Type
Individual
APN
061.10-24-010.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
135 Roger Ln
Florence, KY 41042
Estimated Value
$254,000
Living Area
1,160 SqFt
Beds
3
Baths
2
Year Built
1965
Property Type
Single Family
Ownership Type
Individual
APN
061.09-24-017.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
136 Roger Ln
Florence, KY 41042
Estimated Value
$197,000
Living Area
1,012 SqFt
Beds
2
Baths
2
Year Built
1954
Property Type
Single Family
Ownership Type
Multiple
APN
061.10-24-009.00
Subdivision
Fairfield Sub
School District
Boone County School District
137 Roger Ln
Florence, KY 41042
Estimated Value
$255,000
Living Area
1,542 SqFt
Beds
3
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Related
APN
061.09-24-018.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
138 Roger Ln
Florence, KY 41042
Estimated Value
$218,000
Living Area
952 SqFt
Beds
3
Baths
2
Year Built
1954
Property Type
Single Family
Ownership Type
Related
APN
061.10-24-008.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
139 Roger Ln
Florence, KY 41042
Estimated Value
$247,000
Living Area
1,468 SqFt
Beds
3
Baths
2
Year Built
1957
Property Type
Single Family
Ownership Type
Individual
APN
061.09-24-019.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
140 Roger Ln
Florence, KY 41042
Estimated Value
$240,000
Living Area
1,216 SqFt
Beds
2
Baths
1
Year Built
1958
Property Type
Single Family
Ownership Type
Multiple
APN
061.10-24-007.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
141 Roger Ln
Florence, KY 41042
Estimated Value
$257,000
Living Area
1,401 SqFt
Beds
2
Baths
1.5
Year Built
1957
Property Type
Single Family
Ownership Type
Individual
APN
061.09-24-020.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
142 Roger Ln
Florence, KY 41042
Estimated Value
$239,000
Living Area
1,353 SqFt
Beds
4
Baths
1
Year Built
1969
Property Type
Single Family
Ownership Type
Related
APN
061.10-24-006.01
Subdivision
Fairfield Sub
School District
Boone County School District
144 Roger Ln
Florence, KY 41042
Estimated Value
$259,000
Living Area
1,386 SqFt
Beds
4
Baths
2
Year Built
1988
Property Type
Single Family
Ownership Type
Individual
APN
061.10-24-006.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
146 Roger Ln
Florence, KY 41042
Estimated Value
$255,000
Living Area
1,403 SqFt
Beds
4
Baths
2
Year Built
1954
Property Type
Single Family
Ownership Type
Individual
APN
061.10-24-005.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
147 Roger Ln
Florence, KY 41042
Estimated Value
$228,000
Living Area
980 SqFt
Beds
2
Baths
1
Year Built
1957
Property Type
Single Family
Ownership Type
Individual
APN
061.09-24-021.00
Subdivision
Fairfield Sub
School District
Boone County School District
149 Roger Ln
Florence, KY 41042
Estimated Value
$262,000
Living Area
1,476 SqFt
Beds
4
Baths
2
Year Built
1960
Property Type
Single Family
Ownership Type
Individual
APN
061.09-24-022.00
Subdivision
Fairfield Add 01
School District
Boone County School District
150 Roger Ln
Florence, KY 41042
Estimated Value
$222,000
Living Area
1,517 SqFt
Beds
3
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Individual
APN
061.10-24-004.00
Subdivision
Airfield Add
School District
Boone County School District
151 Roger Ln
Florence, KY 41042
Estimated Value
$211,000
Living Area
1,053 SqFt
Beds
2
Baths
1
Year Built
1957
Property Type
Single Family
Ownership Type
Individual
APN
061.09-24-023.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
152 Roger Ln
Florence, KY 41042
Estimated Value
$228,000
Living Area
1,170 SqFt
Beds
2
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Related
APN
061.10-24-003.00
Subdivision
Fairfield Sub
School District
Boone County School District
154 Roger Ln
Florence, KY 41042
Estimated Value
$248,000
Living Area
1,178 SqFt
Beds
3
Baths
1
Year Built
1954
Property Type
Single Family
Ownership Type
Multiple
APN
061.10-24-002.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
155 Roger Ln
Florence, KY 41042
Estimated Value
$240,000
Living Area
1,898 SqFt
Beds
5
Baths
2.5
Year Built
1960
Property Type
Single Family
Ownership Type
Related
APN
061.09-24-024.00
Subdivision
Fairfield 1st Add
School District
Boone County School District
156 Roger Ln
Florence, KY 41042
Estimated Value
$230,000
Living Area
1,470 SqFt
Beds
3
Baths
1
Year Built
1957
Property Type
Single Family
Ownership Type
Individual
APN
061.10-24-001.00
Subdivision
Airfield Add
School District
Boone County School District
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Investment Properties near on
Roger Ln, 41042, KY
42 Plymouth Ln
Elsmere, KY 41018
Estimated Value
$191,000
Living Area
975 SqFt
Beds
3
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
APN
016-20-01-038.00
Subdivision
Turkeyfoot Acres
School District
Kenton County School District
2 Lloyd Ave
Florence, KY 41042
Estimated Value
$229,000
Living Area
1,424 SqFt
Beds
3
Baths
2
Year Built
1949
Property Type
Single Family
Ownership Type
Individual
APN
061.08-26-001.00
Municipality
FLORENCE
School District
Boone County School District
4210 Nolin Ct #7
Erlanger, KY 41018
Estimated Value
$171,000
Living Area
980 SqFt
Beds
2
Baths
2
Year Built
2005
Property Type
Condominium
Ownership Type
Individual
APN
804-30-01-007.03
Subdivision
Erlanger Lakes
School District
Erlanger-Elsmere Independent School District
552 Grouse Ct
Elsmere, KY 41018
Estimated Value
$253,000
Living Area
936 SqFt
Beds
3
Baths
2
Year Built
1993
Property Type
Single Family
Ownership Type
Related
APN
016-20-00-001.75
Subdivision
Ripple Creek
School District
Erlanger-Elsmere Independent School District
1079 Birch Tree Ln
Independence, KY 41051
Estimated Value
$218,000
Living Area
980 SqFt
Beds
3
Baths
1
Year Built
1978
Property Type
Single Family
Ownership Type
Individual
APN
005-40-00-114.00
Subdivision
Villages Of Beechgrove
School District
Kenton County School District
623 Orchard St
Elsmere, KY 41018
Estimated Value
$181,000
Living Area
730 SqFt
Beds
2
Baths
1
Year Built
1867
Property Type
Single Family
Ownership Type
Individual
APN
003-40-07-003.00
Subdivision
Woodside Addn
School District
Erlanger-Elsmere Independent School District
6965 Curtis Way
Florence, KY 41042
Estimated Value
$126,000
Living Area
986 SqFt
Beds
1
Baths
1.5
Year Built
1980
Property Type
Condominium
Ownership Type
Individual
APN
072.00-07-074.00
Subdivision
Countryside Condo
School District
Boone County School District
55 Edwards Ave
Florence, KY 41042
Estimated Value
$191,000
Living Area
1,724 SqFt
Beds
3
Baths
3
Year Built
1952
Property Type
Single Family
Ownership Type
Related
APN
061.13-24-006.00
Municipality
FLORENCE
School District
Boone County School District
1426 Creeknoll Ct
Erlanger, KY 41018
Estimated Value
$252,000
Living Area
1,052 SqFt
Beds
3
Baths
2
Year Built
2000
Property Type
Single Family
Ownership Type
Multiple
APN
004-30-00-124.00
Subdivision
Ripple Creek
School District
Erlanger-Elsmere Independent School District
4213 Lafayette Ct
Erlanger, KY 41018
Estimated Value
$258,000
Living Area
1,737 SqFt
Beds
3
Baths
1.5
Year Built
1962
Property Type
Single Family
Ownership Type
Individual
APN
003-40-01-056.00
Subdivision
Woodvale
School District
Erlanger-Elsmere Independent School District
115 Springlake Dr #12
Erlanger, KY 41018
Estimated Value
$152,000
Living Area
1,006 SqFt
Beds
2
Baths
2
Year Built
1999
Property Type
Condominium
Ownership Type
Individual
APN
804-30-01-042.32
Subdivision
Erlanger Lakes
School District
Erlanger-Elsmere Independent School District
124 Raintree Rd
Florence, KY 41042
Estimated Value
$244,000
Living Area
936 SqFt
Beds
3
Baths
1.5
Year Built
1969
Property Type
Single Family
Ownership Type
Multiple
APN
073.00-02-162.00
Neighborhood
Spring Meadows
School District
Boone County School District
21 Park Ave
Elsmere, KY 41018
Estimated Value
$215,000
Living Area
1,221 SqFt
Beds
2
Baths
1
Year Built
1928
Property Type
Single Family
Ownership Type
Multiple
APN
004-30-08-043.00
Subdivision
Fairview Elsmere
School District
Erlanger-Elsmere Independent School District
41 Sanders Dr
Florence, KY 41042
Estimated Value
$220,000
Living Area
1,200 SqFt
Beds
2
Baths
2
Year Built
1940
Property Type
Single Family
Ownership Type
Individual
APN
061.27-28-025.00
Subdivision
Non-Pariel Park Sub
School District
Boone County School District
5 Tattersall Ln
Florence, KY 41042
Estimated Value
$361,000
Living Area
2,048 SqFt
Beds
3
Baths
2.5
Year Built
1990
Property Type
Single Family
Ownership Type
Multiple
APN
062.00-32-003.00
Neighborhood
Saddlebrook
School District
Boone County School District
66 Sanders Dr
Florence, KY 41042
Estimated Value
$210,000
Living Area
1,152 SqFt
Beds
3
Baths
1
Year Built
1951
Property Type
Single Family
Ownership Type
Individual
APN
004-30-04-087.00
Subdivision
Non-Pareil Park
School District
Erlanger-Elsmere Independent School District
Streets Near
Roger Ln, 41042, KY
Street
Properties
Avg. Beds
Avg. Baths
Avg. Property Value
Avg. Property Size
Last Sale Date
Curtis Way
106
2
2
$136,198
1,071 Sq.Ft.
3/28/2025
Dixie Hwy
238
3
2
$265,667
19,300 Sq.Ft.
3/7/2025
Eastern Ave
125
3
1
$218,218
1,267 Sq.Ft.
4/29/2025
Manderlay Dr
98
3
2
$230,568
1,088 Sq.Ft.
10/10/2024
Merravay Dr
138
3
2
$235,985
1,098 Sq.Ft.
1/15/2025
Park Ave
104
3
1
$207,186
1,283 Sq.Ft.
10/24/2023
Saddlebrook Ln
206
2
2
$174,655
1,252 Sq.Ft.
4/22/2025
Saint Jude Cir
119
3
1
$225,619
1,185 Sq.Ft.
4/3/2025
Sanders Dr
123
3
1
$218,316
1,156 Sq.Ft.
3/31/2025
Us Highway 42
165
3
2
$290,650
6,782 Sq.Ft.
3/21/2025
Additional Questions?
Looking for off-market properties in 41042, KY?
Traditional methods include networking with contractors, scouting neighborhoods ("driving for dollars"), or purchasing leads from wholesalers can be tedious. PropertyReach streamlines this process with predictive analytics and neighborhood benchmarks, using 41042, KY property records and MLS failed listings to refine your search. Effortlessly compare properties, access owner contact details, and secure the best off-market deals at the right price.
What is the median home value in 41042, KY?
The median home value in 41042, KY is $258,000, with an average home value of $277,658. The average price per square foot for homes in the area is $177.63.
How Can I Find Pre-foreclosures or Distressed Properties in 41042, KY?
Foreclosures and distressed properties in 41042, KY can be found through public records, foreclosure notices, and auction announcements from the county clerk or sheriff’s office. PropertyReach streamlines this by aggregating public and MLS data, making it easier to identify distressed properties and connect with owners directly.
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