Try our
Lite Plan
for only $29 a month
Free Trial
Search
Features
Pricing
Customers
Contact
Log In
FREE Trial
Home
Search
Features
Pricing
Customers
About Us
Contact
Log In
3rd Ave Lititz PA Property Records
Residential Property Data Records on
3rd Ave, Lititz, PA
We found
68
addresses on 3rd Ave, Lititz, PA.
6 E 3rd Ave
Lititz, PA 17543
Estimated Value
$633,000
Estimated Equity
$463,679
Beds
4
Baths
2.5
Living Area
3,993 SqFt
Year Built
1935
Last Sale Date
N/A
Purchase Price
N/A
10 E 3rd Ave
Lititz, PA 17543
Estimated Value
$355,000
Estimated Equity
$98,732
Beds
2
Baths
1
Living Area
1,751 SqFt
Year Built
1922
Last Sale Date
9/29/2023
Purchase Price
$325,000
11 E 3rd Ave
Lititz, PA 17543
Estimated Value
$546,000
Estimated Equity
$546,000
Beds
5
Baths
2.5
Living Area
2,493 SqFt
Year Built
1961
Last Sale Date
N/A
Purchase Price
N/A
14 E 3rd Ave
Lititz, PA 17543
Estimated Value
$615,000
Estimated Equity
$436,337
Beds
4
Baths
2.5
Living Area
2,644 SqFt
Year Built
1936
Last Sale Date
N/A
Purchase Price
N/A
15 E 3rd Ave
Lititz, PA 17543
Estimated Value
$413,000
Estimated Equity
$413,000
Beds
N/A
Baths
N/A
Living Area
N/A
Year Built
N/A
Last Sale Date
8/20/2021
Purchase Price
$125,000
40 E 3rd Ave
Lititz, PA 17543
Estimated Value
$535,000
Estimated Equity
$182,313
Beds
3
Baths
2
Living Area
3,047 SqFt
Year Built
1952
Last Sale Date
N/A
Purchase Price
N/A
44 E 3rd Ave
Lititz, PA 17543
Estimated Value
$596,000
Estimated Equity
N/A
Beds
4
Baths
2.5
Living Area
3,133 SqFt
Year Built
1957
Last Sale Date
3/23/2000
Purchase Price
$335,000
101 W 3rd Ave
Lititz, PA 17543
Estimated Value
$432,000
Estimated Equity
$432,000
Beds
3
Baths
1.5
Living Area
1,766 SqFt
Year Built
1936
Last Sale Date
11/9/1999
Purchase Price
$135,900
102 E 3rd Ave
Lititz, PA 17543
Estimated Value
$560,000
Estimated Equity
$411,630
Beds
3
Baths
3
Living Area
2,280 SqFt
Year Built
1952
Last Sale Date
7/25/2014
Purchase Price
$292,500
103 W 3rd Ave
Lititz, PA 17543
Estimated Value
$372,000
Estimated Equity
$347,102
Beds
3
Baths
1
Living Area
1,411 SqFt
Year Built
1937
Last Sale Date
N/A
Purchase Price
N/A
104 W 3rd Ave
Lititz, PA 17543
Estimated Value
$462,000
Estimated Equity
$462,000
Beds
2
Baths
2.5
Living Area
1,759 SqFt
Year Built
1982
Last Sale Date
2/3/2003
Purchase Price
$200,000
105 E 3rd Ave
Lititz, PA 17543
Estimated Value
$521,000
Estimated Equity
$521,000
Beds
3
Baths
3
Living Area
4,538 SqFt
Year Built
1947
Last Sale Date
1/15/2021
Purchase Price
$355,000
105 W 3rd Ave
Lititz, PA 17543
Estimated Value
$463,000
Estimated Equity
$463,000
Beds
2
Baths
1
Living Area
1,410 SqFt
Year Built
1936
Last Sale Date
8/11/2017
Purchase Price
$265,000
107 W 3rd Ave
Lititz, PA 17543
Estimated Value
$334,000
Estimated Equity
$220,920
Beds
2
Baths
1
Living Area
1,245 SqFt
Year Built
1936
Last Sale Date
8/1/2018
Purchase Price
$190,000
108 E 3rd Ave
Lititz, PA 17543
Estimated Value
$430,000
Estimated Equity
$290,105
Beds
3
Baths
1.5
Living Area
1,425 SqFt
Year Built
1941
Last Sale Date
12/15/2021
Purchase Price
$350,000
108 W 3rd Ave
Lititz, PA 17543
Estimated Value
$305,000
Estimated Equity
$305,000
Beds
3
Baths
1
Living Area
1,305 SqFt
Year Built
1938
Last Sale Date
N/A
Purchase Price
N/A
109 E 3rd Ave
Lititz, PA 17543
Estimated Value
$350,000
Estimated Equity
$213,925
Beds
2
Baths
1
Living Area
1,208 SqFt
Year Built
1948
Last Sale Date
6/30/2015
Purchase Price
$175,000
109 W 3rd Ave
Lititz, PA 17543
Estimated Value
$347,000
Estimated Equity
$10,008
Beds
2
Baths
1
Living Area
1,008 SqFt
Year Built
1936
Last Sale Date
12/14/2018
Purchase Price
$200,000
110 W 3rd Ave
Lititz, PA 17543
Estimated Value
$336,000
Estimated Equity
$336,000
Beds
3
Baths
1
Living Area
1,407 SqFt
Year Built
1940
Last Sale Date
N/A
Purchase Price
N/A
111 W 3rd Ave
Lititz, PA 17543
Estimated Value
$420,000
Estimated Equity
$241,058
Beds
3
Baths
2
Living Area
1,500 SqFt
Year Built
1938
Last Sale Date
8/23/2018
Purchase Price
$276,600
112 W 3rd Ave
Lititz, PA 17543
Estimated Value
$322,000
Estimated Equity
$322,000
Beds
3
Baths
1
Living Area
1,120 SqFt
Year Built
1948
Last Sale Date
N/A
Purchase Price
N/A
113 W 3rd Ave
Lititz, PA 17543
Estimated Value
$356,000
Estimated Equity
$356,000
Beds
3
Baths
2
Living Area
1,457 SqFt
Year Built
1938
Last Sale Date
N/A
Purchase Price
N/A
115 E 3rd Ave
Lititz, PA 17543
Estimated Value
$362,000
Estimated Equity
$362,000
Beds
3
Baths
2
Living Area
1,993 SqFt
Year Built
1951
Last Sale Date
N/A
Purchase Price
N/A
115 W 3rd Ave
Lititz, PA 17543
Estimated Value
$386,000
Estimated Equity
$386,000
Beds
5
Baths
2.5
Living Area
2,302 SqFt
Year Built
1940
Last Sale Date
3/30/2007
Purchase Price
$190,000
117 W 3rd Ave
Lititz, PA 17543
Estimated Value
$430,000
Estimated Equity
$90,666
Beds
4
Baths
2
Living Area
2,094 SqFt
Year Built
1940
Last Sale Date
8/17/2009
Purchase Price
$202,600
118 E 3rd Ave
Lititz, PA 17543
Estimated Value
$729,000
Estimated Equity
$729,000
Beds
3
Baths
2.5
Living Area
3,106 SqFt
Year Built
1946
Last Sale Date
5/6/2016
Purchase Price
$404,900
118 W 3rd Ave
Lititz, PA 17543
Estimated Value
$532,000
Estimated Equity
$503,465
Beds
3
Baths
1.5
Living Area
2,139 SqFt
Year Built
1940
Last Sale Date
N/A
Purchase Price
N/A
120 W 3rd Ave
Lititz, PA 17543
Estimated Value
$371,000
Estimated Equity
$371,000
Beds
2
Baths
2
Living Area
1,630 SqFt
Year Built
1940
Last Sale Date
10/28/1997
Purchase Price
$97,500
122 W 3rd Ave
Lititz, PA 17543
Estimated Value
$426,000
Estimated Equity
$357,335
Beds
3
Baths
2.5
Living Area
2,731 SqFt
Year Built
1940
Last Sale Date
4/28/2011
Purchase Price
$455,350
124 W 3rd Ave
Lititz, PA 17543
Estimated Value
$450,000
Estimated Equity
$198,132
Beds
3
Baths
3
Living Area
2,273 SqFt
Year Built
1940
Last Sale Date
12/21/2021
Purchase Price
$360,000
125 W 3rd Ave
Lititz, PA 17543
Estimated Value
$471,000
Estimated Equity
$471,000
Beds
3
Baths
2
Living Area
2,625 SqFt
Year Built
1940
Last Sale Date
N/A
Purchase Price
N/A
126 W 3rd Ave
Lititz, PA 17543
Estimated Value
$454,000
Estimated Equity
$454,000
Beds
3
Baths
1
Living Area
2,110 SqFt
Year Built
1940
Last Sale Date
N/A
Purchase Price
N/A
201 E 3rd Ave
Lititz, PA 17543
Estimated Value
$351,000
Estimated Equity
$229,022
Beds
3
Baths
1.5
Living Area
1,540 SqFt
Year Built
1952
Last Sale Date
12/16/2013
Purchase Price
$157,500
202 E 3rd Ave
Lititz, PA 17543
Estimated Value
$553,000
Estimated Equity
$115,405
Beds
4
Baths
2.5
Living Area
2,864 SqFt
Year Built
1960
Last Sale Date
12/21/2022
Purchase Price
$450,000
203 E 3rd Ave
Lititz, PA 17543
Estimated Value
$413,000
Estimated Equity
$257,954
Beds
3
Baths
1
Living Area
1,914 SqFt
Year Built
1956
Last Sale Date
4/21/1995
Purchase Price
$100,000
206 E 3rd Ave
Lititz, PA 17543
Estimated Value
$530,000
Estimated Equity
$530,000
Beds
4
Baths
1.5
Living Area
2,204 SqFt
Year Built
1950
Last Sale Date
N/A
Purchase Price
N/A
208 E 3rd Ave
Lititz, PA 17543
Estimated Value
$411,000
Estimated Equity
$411,000
Beds
3
Baths
1.5
Living Area
1,521 SqFt
Year Built
1957
Last Sale Date
12/15/2006
Purchase Price
$210,000
220 E 3rd Ave
Lititz, PA 17543
Estimated Value
$352,000
Estimated Equity
$131,926
Beds
3
Baths
1
Living Area
1,296 SqFt
Year Built
1952
Last Sale Date
N/A
Purchase Price
N/A
300 E 3rd Ave
Lititz, PA 17543
Estimated Value
$424,000
Estimated Equity
$424,000
Beds
2
Baths
1.5
Living Area
1,587 SqFt
Year Built
1955
Last Sale Date
2/5/2016
Purchase Price
$203,000
303 E 3rd Ave
Lititz, PA 17543
Estimated Value
$445,000
Estimated Equity
$445,000
Beds
3
Baths
2
Living Area
1,568 SqFt
Year Built
1960
Last Sale Date
6/17/2022
Purchase Price
$385,000
305 E 3rd Ave
Lititz, PA 17543
Estimated Value
$674,000
Estimated Equity
$674,000
Beds
3
Baths
3
Living Area
3,957 SqFt
Year Built
1996
Last Sale Date
N/A
Purchase Price
N/A
554 W 3rd Ave
Lititz, PA 17543
Estimated Value
$504,000
Estimated Equity
$286,527
Beds
4
Baths
3
Living Area
2,106 SqFt
Year Built
1971
Last Sale Date
N/A
Purchase Price
N/A
555 W 3rd Ave
Lititz, PA 17543
Estimated Value
$415,000
Estimated Equity
$226,764
Beds
2
Baths
2.5
Living Area
1,392 SqFt
Year Built
1964
Last Sale Date
11/18/2016
Purchase Price
$242,300
556 W 3rd Ave
Lititz, PA 17543
Estimated Value
$285,000
Estimated Equity
$285,000
Beds
3
Baths
1.5
Living Area
1,332 SqFt
Year Built
1971
Last Sale Date
5/4/1998
Purchase Price
$109,900
557 W 3rd Ave
Lititz, PA 17543
Estimated Value
$584,000
Estimated Equity
$173,396
Beds
4
Baths
2.5
Living Area
2,248 SqFt
Year Built
2019
Last Sale Date
9/11/2019
Purchase Price
$349,900
558 W 3rd Ave
Lititz, PA 17543
Estimated Value
$322,000
Estimated Equity
$322,000
Beds
2
Baths
1.5
Living Area
888 SqFt
Year Built
1971
Last Sale Date
8/26/2022
Purchase Price
$280,000
559 W 3rd Ave
Lititz, PA 17543
Estimated Value
$384,000
Estimated Equity
$267,429
Beds
3
Baths
2
Living Area
1,750 SqFt
Year Built
1962
Last Sale Date
12/22/2009
Purchase Price
$176,900
560 W 3rd Ave
Lititz, PA 17543
Estimated Value
$325,000
Estimated Equity
$196,863
Beds
3
Baths
1
Living Area
1,476 SqFt
Year Built
1961
Last Sale Date
6/19/2012
Purchase Price
$142,000
562 W 3rd Ave
Lititz, PA 17543
Estimated Value
$362,000
Estimated Equity
$262,751
Beds
3
Baths
1
Living Area
1,683 SqFt
Year Built
1961
Last Sale Date
N/A
Purchase Price
N/A
600 W 3rd Ave
Lititz, PA 17543
Estimated Value
$329,000
Estimated Equity
$329,000
Beds
3
Baths
1
Living Area
1,938 SqFt
Year Built
1960
Last Sale Date
N/A
Purchase Price
N/A
601 W 3rd Ave
Lititz, PA 17543
Estimated Value
$315,000
Estimated Equity
$315,000
Beds
3
Baths
1
Living Area
1,391 SqFt
Year Built
1964
Last Sale Date
N/A
Purchase Price
N/A
602 W 3rd Ave
Lititz, PA 17543
Estimated Value
$332,000
Estimated Equity
$332,000
Beds
N/A
Baths
N/A
Living Area
450 SqFt
Year Built
1981
Last Sale Date
N/A
Purchase Price
N/A
603 W 3rd Ave
Lititz, PA 17543
Estimated Value
$475,000
Estimated Equity
$275,312
Beds
5
Baths
2.5
Living Area
2,198 SqFt
Year Built
1991
Last Sale Date
3/29/2017
Purchase Price
$257,150
604 W 3rd Ave
Lititz, PA 17543
Estimated Value
$489,000
Estimated Equity
$296,977
Beds
3
Baths
2.5
Living Area
1,880 SqFt
Year Built
1977
Last Sale Date
7/19/2018
Purchase Price
$295,500
606 W 3rd Ave
Lititz, PA 17543
Estimated Value
$432,000
Estimated Equity
$285,978
Beds
3
Baths
1.5
Living Area
3,108 SqFt
Year Built
1977
Last Sale Date
5/13/2016
Purchase Price
$200,000
608 W 3rd Ave
Lititz, PA 17543
Estimated Value
$413,000
Estimated Equity
$413,000
Beds
3
Baths
1.5
Living Area
1,952 SqFt
Year Built
1975
Last Sale Date
N/A
Purchase Price
N/A
610 W 3rd Ave
Lititz, PA 17543
Estimated Value
$494,000
Estimated Equity
$494,000
Beds
4
Baths
1.5
Living Area
2,276 SqFt
Year Built
1977
Last Sale Date
N/A
Purchase Price
N/A
611 W 3rd Ave
Lititz, PA 17543
Estimated Value
$596,000
Estimated Equity
$277,035
Beds
4
Baths
1.5
Living Area
2,482 SqFt
Year Built
1973
Last Sale Date
5/31/2019
Purchase Price
$342,000
612 W 3rd Ave
Lititz, PA 17543
Estimated Value
$621,000
Estimated Equity
$505,463
Beds
4
Baths
1.5
Living Area
2,909 SqFt
Year Built
1975
Last Sale Date
N/A
Purchase Price
N/A
613 W 3rd Ave
Lititz, PA 17543
Estimated Value
$457,000
Estimated Equity
$393,226
Beds
3
Baths
2
Living Area
2,263 SqFt
Year Built
1976
Last Sale Date
7/22/2011
Purchase Price
$215,000
614 W 3rd Ave
Lititz, PA 17543
Estimated Value
$442,000
Estimated Equity
$442,000
Beds
3
Baths
1.5
Living Area
2,240 SqFt
Year Built
1974
Last Sale Date
N/A
Purchase Price
N/A
615 W 3rd Ave
Lititz, PA 17543
Estimated Value
$450,000
Estimated Equity
$450,000
Beds
2
Baths
2.5
Living Area
1,950 SqFt
Year Built
2002
Last Sale Date
N/A
Purchase Price
N/A
616 W 3rd Ave
Lititz, PA 17543
Estimated Value
$536,000
Estimated Equity
$300,504
Beds
4
Baths
2.5
Living Area
2,139 SqFt
Year Built
1984
Last Sale Date
5/26/2017
Purchase Price
$289,900
617 W 3rd Ave
Lititz, PA 17543
Estimated Value
$547,000
Estimated Equity
$208,476
Beds
3
Baths
2.5
Living Area
2,496 SqFt
Year Built
1973
Last Sale Date
8/19/2011
Purchase Price
$260,000
618 W 3rd Ave
Lititz, PA 17543
Estimated Value
$450,000
Estimated Equity
$450,000
Beds
3
Baths
1.5
Living Area
1,944 SqFt
Year Built
1976
Last Sale Date
N/A
Purchase Price
N/A
619 W 3rd Ave
Lititz, PA 17543
Estimated Value
$481,000
Estimated Equity
$281,677
Beds
3
Baths
2.5
Living Area
2,185 SqFt
Year Built
1973
Last Sale Date
3/28/2019
Purchase Price
$280,000
621 W 3rd Ave
Lititz, PA 17543
Estimated Value
$566,000
Estimated Equity
$321,890
Beds
3
Baths
1.5
Living Area
2,371 SqFt
Year Built
1975
Last Sale Date
6/16/2016
Purchase Price
$280,000
623 W 3rd Ave
Lititz, PA 17543
Estimated Value
$417,000
Estimated Equity
$255,699
Beds
3
Baths
2
Living Area
2,248 SqFt
Year Built
1979
Last Sale Date
3/13/2015
Purchase Price
$199,900
7 Day FREE Trial Gives You Complete Data Access
Property Lookup
Retrieve an in-depth view of a property’s characteristics and situational data.
Owner Lookup
Lookup by name or number to view all properties historically linked to an individual.
Property Search
Search for a list of properties based on location and 130+ criteria filters.
Owner Contact Information
Access phone numbers and email addresses associated with property owners, relatives and associates.
Property Comps
Pull a list of property comparables using multi-sourced data and stackable filters.
Market Trends
View a variety of up-to-date market trends and statistics by location.
Get Started Today
Investment Properties near on
3rd Ave, Lititz, PA
225 Landis Valley Rd
Lititz, PA 17543
Estimated Value
$381,000
Estimated Equity
$232,998
Beds
4
Baths
1.5
Living Area
1,733 SqFt
Year Built
1964
Last Sale Date
8/26/2009
Purchase Price
$186,000
417 Hummingbird Dr
Lititz, PA 17543
Estimated Value
$349,000
Estimated Equity
$192,527
Beds
3
Baths
1.5
Living Area
1,684 SqFt
Year Built
1984
Last Sale Date
5/18/2000
Purchase Price
$112,000
578 Furnace Hills Pike
Lititz, PA 17543
Estimated Value
$320,000
Estimated Equity
$-33,423,049
Beds
4
Baths
2
Living Area
2,656 SqFt
Year Built
1900
Last Sale Date
11/1/2002
Purchase Price
$150,480
26 Green Acre Rd
Lititz, PA 17543
Estimated Value
$465,000
Estimated Equity
$465,000
Beds
2
Baths
2
Living Area
1,801 SqFt
Year Built
1979
Last Sale Date
12/14/2006
Purchase Price
$254,000
408 S Broad St
Lititz, PA 17543
Estimated Value
$400,000
Estimated Equity
$191,803
Beds
2
Baths
1.5
Living Area
1,605 SqFt
Year Built
1967
Last Sale Date
6/1/2016
Purchase Price
$219,900
525 E Main St
Lititz, PA 17543
Estimated Value
$347,000
Estimated Equity
$347,000
Beds
3
Baths
1
Living Area
1,209 SqFt
Year Built
1940
Last Sale Date
2/12/2018
Purchase Price
$190,000
291 Bowyer Ln
Lititz, PA 17543
Estimated Value
$778,000
Estimated Equity
$778,000
Beds
4
Baths
2.5
Living Area
4,256 SqFt
Year Built
2006
Last Sale Date
3/28/2013
Purchase Price
$390,000
3 Pheasant Ln
Lititz, PA 17543
Estimated Value
$207,000
Estimated Equity
$71,507
Beds
3
Baths
1.5
Living Area
1,125 SqFt
Year Built
1988
Last Sale Date
3/4/2021
Purchase Price
$138,000
110 Landis Valley Rd
Lititz, PA 17543
Estimated Value
$284,000
Estimated Equity
$284,000
Beds
3
Baths
1
Living Area
1,100 SqFt
Year Built
1952
Last Sale Date
10/7/2014
Purchase Price
$123,000
410 General Sutter Ave
Lititz, PA 17543
Estimated Value
$272,000
Estimated Equity
$113,745
Beds
3
Baths
1
Living Area
1,497 SqFt
Year Built
1964
Last Sale Date
2/28/2020
Purchase Price
$167,900
642 Northfield Rd
Lititz, PA 17543
Estimated Value
$648,000
Estimated Equity
$154,868
Beds
3
Baths
3
Living Area
3,100 SqFt
Year Built
2001
Last Sale Date
7/27/2023
Purchase Price
$603,000
222 E Marion St
Lititz, PA 17543
Estimated Value
$265,000
Estimated Equity
$265,000
Beds
2
Baths
2
Living Area
1,536 SqFt
Year Built
1890
Last Sale Date
2/8/2022
Purchase Price
$215,000
48 N Broad St #2B
Lititz, PA 17543
Estimated Value
$831,000
Estimated Equity
$831,000
Beds
2
Baths
2.5
Living Area
1,678 SqFt
Year Built
2018
Last Sale Date
11/25/2019
Purchase Price
$570,100
221 Front St
Lititz, PA 17543
Estimated Value
$313,000
Estimated Equity
$90,391
Beds
4
Baths
1
Living Area
2,128 SqFt
Year Built
1913
Last Sale Date
9/28/2007
Purchase Price
$147,900
12 N Water St
Lititz, PA 17543
Estimated Value
$240,000
Estimated Equity
$240,000
Beds
3
Baths
1
Living Area
994 SqFt
Year Built
1860
Last Sale Date
9/6/2016
Purchase Price
$129,000
486 Pilgrims Dr
Lititz, PA 17543
Estimated Value
$580,000
Estimated Equity
$580,000
Beds
3
Baths
3
Living Area
2,242 SqFt
Year Built
2015
Last Sale Date
10/16/2015
Purchase Price
$346,398
Streets Near
3rd Ave, Lititz, PA
Street
Properties
Avg. Beds
Avg. Baths
Avg. Property Value
Avg. Property Size
Last Sale Date
2nd Ave
98
3
2
$360,011
2,753 Sq.Ft.
2/27/2025
Broad St
268
3
2
$480,995
4,073 Sq.Ft.
4/7/2025
Cedar St
265
3
2
$317,895
2,737 Sq.Ft.
4/4/2025
Crosswinds Dr
156
3
2
$317,906
1,933 Sq.Ft.
2/18/2025
Front St
152
3
2
$338,660
3,980 Sq.Ft.
12/9/2024
Lincoln Ave
143
3
1
$325,016
14,523 Sq.Ft.
4/4/2025
Marion St
103
3
1
$285,569
1,530 Sq.Ft.
8/12/2024
New St
146
3
2
$319,298
1,715 Sq.Ft.
12/18/2024
Spruce St
129
3
2
$399,640
2,261 Sq.Ft.
11/4/2024
Woods Dr
118
3
2
$552,750
2,735 Sq.Ft.
2/14/2025
Additional Questions?
Looking for off-market properties in Lititz, PA?
Traditional methods include networking with contractors, scouting neighborhoods ("driving for dollars"), or purchasing leads from wholesalers can be tedious. PropertyReach streamlines this process with predictive analytics and neighborhood benchmarks, using Lititz, PA property records and MLS failed listings to refine your search. Effortlessly compare properties, access owner contact details, and secure the best off-market deals at the right price.
What is the median home value in Lititz, PA?
The median home value in Lititz, PA is $427,000, with an average home value of $499,941. The average price per square foot for homes in the area is $132.80.
How Can I Find Pre-foreclosures or Distressed Properties in Lititz, PA?
Foreclosures and distressed properties in Lititz, PA can be found through public records, foreclosure notices, and auction announcements from the county clerk or sheriff’s office. PropertyReach streamlines this by aggregating public and MLS data, making it easier to identify distressed properties and connect with owners directly.
Try PropertyReach for FREE